Terms of Use

REGULATION
Sephira Investment Advisors (UK) Limited (“Sephira”) is a Private Limited Company registered in
England No. 10521470.

Registered address:
2nd Floor, Connaught House,
1-3 Mount Street, (Entrance via Davies Street),
London, United Kingdom,
W1K 3NB.

Sephira is authorised and regulated by the Financial Conduct Authority, firm reference number 788607.

USE OF SITE
Use of this website is subject to the following terms and legal notices (“Conditions”). You may not use this website for any purpose that is unlawful or prohibited by these Conditions.

ACCESS
The information in this website was prepared by Sephira only for, and is directed only at, persons that qualify as Professional Clients or Eligible Counterparties within the FCA Handbook of Rules and Guidance as may be amended, supplemented or varied from time to time (the “FCA Rules”), including appropriate institutional investors and intermediaries. The services provided by Sephira are available only to such persons. The information in this website is not intended for the use of and should not be relied on by any person who would qualify as a Retail Client under the FCA Rules Information displayed on this website contains material that may be interpreted by the relevant authorities in the country from which you are viewing the website as a financial promotion or an offer to purchase securities. Accordingly, the information on this website is only intended to be viewed by persons who fall outside the scope of any law that seeks to regulate financial promotions in your country of residence or in the country in which the website is being viewed. Examples of such persons may be governmental agencies, persons sufficiently experienced in investment business to appreciate the risks associated with investment services promoted on this site, large corporations and trusts and high net worth individuals. These examples are not country specific, may not be relevant to the country in which the website is being viewed and are provided for illustration purposes only. If you are uncertain about your position under the laws of your country of residence or the country in which the website is being viewed then you should consult your legal adviser.

INVESTMENTS
You should always bear in mind that:

• the value of investments and any income from them may go down as well as up. You may not
  get back all of your original investment.
• past performance should not be seen as an indication of future performance. You should be
  aware that indications of past performance displayed on this website will not necessarily be
  repeated.
• rates of exchange may cause the value of underlying investments to go up or down.
• applications to invest in any product referred to on this website must only be made on the basis
  of the documentation relating to the specific investment.
•  if you are in any doubt about the information contained on this website please contact us or
  consult your usual professional financial adviser, if you have one.

INVESTMENT MANAGEMENT
The description of any investment management service and process in this website is necessarily general in nature. The terms and conditions applicable to individual investors will be set out in the applicable contract or offering document.

STEWARDSHIP CODE
Sephira manages the investments of its professional clients pursuant to investment strategies agreed with those clients. Accordingly, it commits to the Financial Reporting Council’s Stewardship Code only if and to the extent included in a client’s investment strategy.

NO RELIANCE
Although Sephira has taken all reasonable care to ensure that the information contained within the website is accurate at the time of the publication, no representation or warranty (including liability towards third parties), express or implied, is made as to its accuracy, reliability or completeness of such information by Sephira. Opinions and any other contents on this website are provided by Sephira for personal use and informational purposes only and are subject to change without notice.

NO ADVICE
Nothing contained on the website constitutes investment, legal, tax or other advice nor is to be relied on in making an investment or other decision. Tax treatment depends on the individual circumstances of each investor and may be subject to change in future. You should obtain appropriate professional advice before making any investment decision.

INTELLECTUAL PROPERTY
All copyright and other intellectual property rights in this website and the content included in this website, including the trademarks and logos on this website, are owned by Sephira or its licensors. Such intellectual property rights are protected by laws and treaties around the world. All such rights are reserved.

This website and the material available on this website may be accessed for your own personal, noncommercial use only (whether or not it is confidential). You must not use any part of the materials on this website for commercial purposes without obtaining a licence to do so from Sephira or its licensors. No part of this website may be reproduced, distributed, published or delivered to any other party for any purposes.

COOKIES
Like many websites, this website may use “cookies”. A cookie is a piece of data stored on a user’s device containing information about the user’s visit. Cookies help to provide you with a good experience when you browse our website and also allow us to improve our site. By browsing this website, you are agreeing to our use of cookies.

MALWARE
Sephira does not guarantee that the website will be secure or free from bugs, viruses, trojans, worms, logic bombs, malware or other material that is malicious or technologically harmful (“Malware”). You are responsible for configuring your information technology, computer programmes and platform to access our site and should use your own Malware protection software. Sephira will not be liable for any loss or damage caused by Malware due to your use of this website or to your downloading of any material posted on it, or on any website linked to it (whether by its infection of your hardware, software, data, information or other proprietary material or otherwise).

NO WARRANTY AND LIABILITY
Sephira does not warrant as to the adequacy, accuracy, reliability or completeness of any information on the website and expressly disclaims any liability for errors or omissions therein. You are responsible for evaluating the adequacy, accuracy, reliability and completeness of any information or the content available on the website.

Sephira makes no guarantee as to the adequacy, accuracy, reliability or completeness of any information on any website to which you gain access via a hypertext or other link from this website. If you are in any doubt about the information contained on this website, please contact us or consult your usual professional adviser. Sephira will not be liable for any damages (including without limitation loss of profit or loss of use) arising out of your use or delay or inability to use this website, its content or any link to another website arising in contract, tort (including negligence) or otherwise. Sephira does not however exclude liability for death or personal injury caused by negligence.

CONFIDENTIALITY
Certain parts of this website are accessible only with a password. If Sephira issues you with a password (a “Password”) you shall keep it confidential and not share it with any other person. You shall keep content accessed with a Password confidential and not disclose it to any other person. This does not apply to any content which comes into the public domain other than through your breach of these Conditions. You shall be responsible for any access to the website (whether or not authorised by you) made using such Password.

DATA PROTECTION
The terms on which we process any personal data we collect from you, or that you provide to us, are set out in our Privacy Policy.

By using our site and submitting personal data you are consenting to the processing of your personal
data in accordance with our Privacy Policy.

TERMINATION
Sephira may terminate your access and use of any part of this website at any time without notice (whether or not you are in breach of any of these Conditions).

LINKS
Sephira does not control, endorse and is not responsible for the availability or content of any third party websites available via this Website through a link.

LAW AND JURISDICTION
These Conditions shall be governed by and interpreted in accordance with English law and the courts of England shall have exclusive jurisdiction to hear all disputes arising in connection with these Conditions.